Monarch’s default categories and sub categories are a very good starting point, and may work well for many. However, remember that Monarch is very flexible, so you should set it up and use it as it fits …

May 23, 2024 · When it comes to savings buckets, the hybrid checking account makes it easy to split your deposits up, with buckets for short and medium-term goals and the ability to designate funds to …

While these savings accounts don't technically offer "buckets," clients can create as many accounts as they need to save for all their goals -- effectively functioning as buckets.

Dec 31, 2024 · There are several savings accounts that let you save for separate goals and name each of them, like "Emergency Fund" or "Home Repairs." Earn up to 4.00% APY¹ and up to $300 with …

Sep 5, 2025 · Categories and groups are how Monarch sorts transactions in order to help you organize your financial transactions by grouping similar expenses, income, and transfers together. They …

Oct 2, 2025 · Savings accounts with “buckets” or subaccounts allow you to organize your savings into multiple, distinct categories within a single account. Each bucket can be named for a specific goal, …

Feb 3, 2026 · Flex budgeting is Monarch’s default approach: instead of assigning a strict cap to every category, Monarch groups expenses into three buckets—Fixed, Non-monthly, and Flex—so you can …

Feb 8, 2025 · A savings account with buckets allows you to organize your money into different categories, making it easier to track your financial goals. Instead of seeing one large balance, you …

Jan 3, 2026 · Yes, you can invite family members and other members of your household to share your Monarch Money account. Each user will have their own login and password but will be able to view …

Mar 26, 2023 · Our emergency savings are in a brokerage account divided between a short term bond fund and a money market account. Retirement and college savings are in separate accounts.